{"id":185,"date":"2026-03-04T00:05:03","date_gmt":"2026-03-04T00:05:03","guid":{"rendered":"https:\/\/maianinsurance.com\/?page_id=185"},"modified":"2026-03-10T03:39:29","modified_gmt":"2026-03-10T03:39:29","slug":"medicare-basics","status":"publish","type":"page","link":"https:\/\/maianinsurance.com\/vi\/medicare-basics\/","title":{"rendered":"Kh\u00e1i Ni\u1ec7m Medicare"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"185\" class=\"elementor elementor-185\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c4cc1bc e-flex e-con-boxed e-con e-parent\" data-id=\"c4cc1bc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-05beadb elementor-widget elementor-widget-heading\" data-id=\"05beadb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Medicare<\/h3>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-55a539b e-flex e-con-boxed e-con e-parent\" data-id=\"55a539b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a058ba e-con-full e-flex e-con e-child\" data-id=\"7a058ba\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a525d5 elementor-widget elementor-widget-image\" data-id=\"6a525d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"93\" height=\"92\" src=\"https:\/\/maianinsurance.com\/wp-content\/uploads\/2026\/02\/unsplash_x-s4kV75tDU.png\" class=\"attachment-large size-large wp-image-17\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b995436 e-con-full e-flex e-con e-child\" data-id=\"b995436\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-161086f elementor-widget elementor-widget-heading\" data-id=\"161086f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Kh\u00e1i ni\u1ec7m c\u01a1 b\u1ea3n v\u1ec1 Medicare<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ab27a01 e-flex e-con-boxed e-con e-parent\" data-id=\"ab27a01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-95a6243 elementor-widget elementor-widget-n-accordion\" data-id=\"95a6243\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1560\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1560\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Medicare l\u00e0 g\u00ec? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-play-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1560\" class=\"elementor-element elementor-element-3921f14 e-con-full e-flex e-con e-child\" data-id=\"3921f14\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c359d68 elementor-widget elementor-widget-text-editor\" data-id=\"c359d68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"3\" class=\"translation-block\"><b data-path-to-node=\"3\" data-index-in-node=\"0\">Medicare<\/b> l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m y t\u1ebf li\u00ean bang t\u1ea1i Hoa K\u1ef3. Ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y ch\u1ee7 y\u1ebfu d\u00e0nh cho nh\u1eefng ng\u01b0\u1eddi t\u1eeb <b data-path-to-node=\"3\" data-index-in-node=\"112\">65 tu\u1ed5i tr\u1edf l\u00ean<\/b>, nh\u01b0ng c\u0169ng bao g\u1ed3m m\u1ed9t s\u1ed1 ng\u01b0\u1eddi tr\u1ebb tu\u1ed5i b\u1ecb khuy\u1ebft t\u1eadt v\u00e0 nh\u1eefng ng\u01b0\u1eddi m\u1eafc b\u1ec7nh suy th\u1eadn giai \u0111o\u1ea1n cu\u1ed1i (suy th\u1eadn v\u0129nh vi\u1ec5n).<\/p><ul data-path-to-node=\"4\"><li><p data-path-to-node=\"4,0,0\" class=\"translation-block\"><b data-path-to-node=\"4,0,0\" data-index-in-node=\"0\">Ai qu\u1ea3n l\u00fd n\u00f3?<\/b> Trung t\u00e2m D\u1ecbch v\u1ee5 Medicare &amp; Medicaid (CMS).<\/p><\/li><li><p data-path-to-node=\"4,1,0\" class=\"translation-block\"><b data-path-to-node=\"4,1,0\" data-index-in-node=\"0\">Ai \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n?<\/b> C\u00f4ng d\u00e2n Hoa K\u1ef3 v\u00e0 c\u01b0 d\u00e2n h\u1ee3p ph\u00e1p \u0111\u00e3 s\u1ed1ng t\u1ea1i Hoa K\u1ef3 \u00edt nh\u1ea5t 5 n\u0103m.<\/p><\/li><li><p data-path-to-node=\"4,2,0\" class=\"translation-block\"><b data-path-to-node=\"4,2,0\" data-index-in-node=\"0\">B\u1ea1n chi tr\u1ea3 cho n\u00f3 nh\u01b0 th\u1ebf n\u00e0o?<\/b> N\u00f3 \u0111\u01b0\u1ee3c t\u00e0i tr\u1ee3 th\u00f4ng qua thu\u1ebf An sinh X\u00e3 h\u1ed9i v\u00e0 Medicare, c\u0169ng nh\u01b0 ph\u00ed b\u1ea3o hi\u1ec3m h\u00e0ng th\u00e1ng do ng\u01b0\u1eddi th\u1ee5 h\u01b0\u1edfng \u0111\u00f3ng.<\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1561\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1561\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Medicare g\u1ed3m nh\u1eefng ph\u1ea7n n\u00e0o? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-play-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1561\" class=\"elementor-element elementor-element-120482d e-con-full e-flex e-con e-child\" data-id=\"120482d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f610c58 elementor-widget elementor-widget-text-editor\" data-id=\"f610c58\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-path-to-node=\"7\">Medicare \u0111\u01b0\u1ee3c chia th\u00e0nh b\u1ed1n \"ph\u1ea7n\" ch\u00ednh, m\u1ed7i ph\u1ea7n bao g\u1ed3m c\u00e1c d\u1ecbch v\u1ee5 c\u1ee5 th\u1ec3.<\/p><table data-path-to-node=\"8\"><thead><tr><td><strong>Ph\u1ea7n<\/strong><\/td><td><strong>T\u00ean<\/strong><\/td><td><strong>N\u00f3 bao g\u1ed3m nh\u1eefng g\u00ec<\/strong><\/td><\/tr><\/thead><tbody><tr><td><span data-path-to-node=\"8,1,0,0\"><b data-path-to-node=\"8,1,0,0\" data-index-in-node=\"0\">Ph\u1ea7n A<\/b><\/span><\/td><td><span data-path-to-node=\"8,1,1,0\">B\u1ea3o hi\u1ec3m b\u1ec7nh vi\u1ec7n<\/span><\/td><td><span data-path-to-node=\"8,1,2,0\">\u0110i\u1ec1u tr\u1ecb n\u1ed9i tr\u00fa t\u1ea1i b\u1ec7nh vi\u1ec7n, ch\u0103m s\u00f3c t\u1ea1i c\u01a1 s\u1edf \u0111i\u1ec1u d\u01b0\u1ee1ng chuy\u00ean nghi\u1ec7p, ch\u0103m s\u00f3c b\u1ec7nh nh\u00e2n giai \u0111o\u1ea1n cu\u1ed1i v\u00e0 m\u1ed9t s\u1ed1 d\u1ecbch v\u1ee5 ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe t\u1ea1i nh\u00e0.<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"8,2,0,0\"><b data-path-to-node=\"8,2,0,0\" data-index-in-node=\"0\">Ph\u1ea7n B<\/b><\/span><\/td><td><span data-path-to-node=\"8,2,1,0\">B\u1ea3o hi\u1ec3m y t\u1ebf<\/span><\/td><td><span data-path-to-node=\"8,2,2,0\">Kh\u00e1m b\u1ec7nh, ch\u0103m s\u00f3c ngo\u1ea1i tr\u00fa, v\u1eadt t\u01b0 y t\u1ebf (nh\u01b0 xe l\u0103n) v\u00e0 c\u00e1c d\u1ecbch v\u1ee5 ph\u00f2ng ng\u1eeba (v\u1eafc xin, t\u1ea7m so\u00e1t).<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"8,3,0,0\"><b data-path-to-node=\"8,3,0,0\" data-index-in-node=\"0\">Ph\u1ea7n C<\/b><\/span><\/td><td><span data-path-to-node=\"8,3,1,0\">L\u1ee3i \u00edch Medicare<\/span><\/td><td><span data-path-to-node=\"8,3,2,0\">M\u1ed9t l\u1ef1a ch\u1ecdn \"tr\u1ecdn g\u00f3i\" thay th\u1ebf cho ch\u01b0\u01a1ng tr\u00ecnh Medicare truy\u1ec1n th\u1ed1ng, \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c c\u00f4ng ty t\u01b0 nh\u00e2n. Ch\u01b0\u01a1ng tr\u00ecnh n\u00e0y bao g\u1ed3m Ph\u1ea7n A, Ph\u1ea7n B v\u00e0 th\u01b0\u1eddng c\u1ea3 Ph\u1ea7n D.<\/span><\/td><\/tr><tr><td><span data-path-to-node=\"8,4,0,0\"><b data-path-to-node=\"8,4,0,0\" data-index-in-node=\"0\">Ph\u1ea7n D<\/b><\/span><\/td><td><span data-path-to-node=\"8,4,1,0\">Thu\u1ed1c theo toa<\/span><\/td><td><span data-path-to-node=\"8,4,2,0\">Gi\u00fap chi tr\u1ea3 chi ph\u00ed thu\u1ed1c theo toa (bao g\u1ed3m nhi\u1ec1u lo\u1ea1i thu\u1ed1c ti\u00eam ho\u1eb7c v\u1eafc-xin \u0111\u01b0\u1ee3c khuy\u1ebfn c\u00e1o).<\/span><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1562\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1562\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> T\u00f4i n\u00ean ch\u1ecdn gi\u1eefa Medicare g\u1ed1c v\u00e0 Ph\u1ea7n C nh\u01b0 th\u1ebf n\u00e0o? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-play-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1562\" class=\"elementor-element elementor-element-fbecabb e-con-full e-flex e-con e-child\" data-id=\"fbecabb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f058fd elementor-widget elementor-widget-text-editor\" data-id=\"1f058fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h3 data-path-to-node=\"13\">Ph\u01b0\u01a1ng \u00e1n 1: Ch\u01b0\u01a1ng tr\u00ecnh Medicare g\u1ed1c (Ph\u1ea7n A &amp; Ph\u1ea7n B)<\/h3><p data-path-to-node=\"14\">\u0110\u00e2y l\u00e0 ch\u01b0\u01a1ng tr\u00ecnh \"thu ph\u00ed d\u1ecbch v\u1ee5\" truy\u1ec1n th\u1ed1ng do ch\u00ednh ph\u1ee7 li\u00ean bang qu\u1ea3n l\u00fd.<\/p><ul data-path-to-node=\"15\"><li><p data-path-to-node=\"15,0,0\" class=\"translation-block\"><b data-path-to-node=\"15,0,0\" data-index-in-node=\"0\">L\u1ef1a ch\u1ecdn nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5:<\/b> B\u1ea1n c\u00f3 th\u1ec3 kh\u00e1m b\u1ea5t k\u1ef3 b\u00e1c s\u0129 n\u00e0o ho\u1eb7c \u0111\u1ebfn b\u1ea5t k\u1ef3 b\u1ec7nh vi\u1ec7n n\u00e0o \u1edf Hoa K\u1ef3 ch\u1ea5p nh\u1eadn Medicare. Kh\u00f4ng c\u1ea7n gi\u1ea5y chuy\u1ec3n vi\u1ec7n \u0111\u1ed1i v\u1edbi c\u00e1c b\u00e1c s\u0129 chuy\u00ean khoa.<\/p><\/li><li><p data-path-to-node=\"15,1,0\" class=\"translation-block\"><b data-path-to-node=\"15,1,0\" data-index-in-node=\"0\">Nh\u1eefng kho\u1ea3ng tr\u1ed1ng trong ph\u1ea1m vi b\u1ea3o hi\u1ec3m:<\/b> B\u1ea3o hi\u1ec3m n\u00e0y <b data-path-to-node=\"15,1,0\" data-index-in-node=\"23\">kh\u00f4ng<\/b> bao g\u1ed3m h\u1ea7u h\u1ebft c\u00e1c d\u1ecbch v\u1ee5 nha khoa, th\u1ecb l\u1ef1c ho\u1eb7c th\u00ednh gi\u00e1c.<\/p><\/li><li><p data-path-to-node=\"15,2,0\" class=\"translation-block\"><b data-path-to-node=\"15,2,0\" data-index-in-node=\"0\">T\u00e0i ch\u00ednh:<\/b> Kh\u00f4ng c\u00f3 \"m\u1ee9c chi tr\u1ea3 t\u1ed1i \u0111a ngo\u00e0i d\u1ef1 to\u00e1n\", c\u00f3 ngh\u0129a l\u00e0 chi ph\u00ed c\u1ee7a b\u1ea1n c\u00f3 th\u1ec3 cao n\u1ebfu b\u1ea1n m\u1eafc b\u1ec7nh n\u1eb7ng. H\u1ea7u h\u1ebft m\u1ecdi ng\u01b0\u1eddi mua m\u1ed9t <b data-path-to-node=\"15,2,0\" data-index-in-node=\"131\">b\u1ea3o hi\u1ec3m Medigap (B\u1ea3o hi\u1ec3m b\u1ed5 sung Medicare)<\/b> v\u00e0 m\u1ed9t <b data-path-to-node=\"15,2,0\" data-index-in-node=\"174\">g\u00f3i Part D<\/b> \u0111\u1ec3 b\u00f9 \u0111\u1eafp nh\u1eefng kho\u1ea3n thi\u1ebfu h\u1ee5t n\u00e0y.<\/p><\/li><\/ul><h3 data-path-to-node=\"16\">Ph\u01b0\u01a1ng \u00e1n 2: Medicare Advantage (Ph\u1ea7n C)<\/h3><p data-path-to-node=\"17\">\u0110\u00e2y l\u00e0 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n (nh\u01b0 HMO ho\u1eb7c PPO) k\u00fd h\u1ee3p \u0111\u1ed3ng v\u1edbi Medicare \u0111\u1ec3 cung c\u1ea5p c\u00e1c quy\u1ec1n l\u1ee3i cho b\u1ea1n.<\/p><ul data-path-to-node=\"18\"><li><p data-path-to-node=\"18,0,0\" class=\"translation-block\"><b data-path-to-node=\"18,0,0\" data-index-in-node=\"0\">T\u1ea5t c\u1ea3 trong m\u1ed9t:<\/b> C\u00e1c g\u00f3i n\u00e0y k\u1ebft h\u1ee3p Ph\u1ea7n A, Ph\u1ea7n B v\u00e0 th\u01b0\u1eddng l\u00e0 Ph\u1ea7n D (b\u1ea3o hi\u1ec3m thu\u1ed1c) v\u00e0o m\u1ed9t g\u00f3i duy nh\u1ea5t.<\/p><\/li><li><p data-path-to-node=\"18,0,0\" class=\"translation-block\"><b data-path-to-node=\"18,1,0\" data-index-in-node=\"0\">Quy\u1ec1n l\u1ee3i b\u1ed5 sung:<\/b> Nhi\u1ec1u g\u00f3i b\u1ea3o hi\u1ec3m bao g\u1ed3m c\u00e1c \"quy\u1ec1n l\u1ee3i b\u1ed5 sung\" nh\u01b0 b\u1ea3o hi\u1ec3m nha khoa, th\u1ecb l\u1ef1c, th\u00ednh gi\u00e1c v\u00e0 th\u1eadm ch\u00ed c\u1ea3 th\u1ebb th\u00e0nh vi\u00ean ph\u00f2ng t\u1eadp th\u1ec3 d\u1ee5c (v\u00ed d\u1ee5: SilverSneakers).<\/p><\/li><li><p data-path-to-node=\"18,2,0\" class=\"translation-block\"><b data-path-to-node=\"18,2,0\" data-index-in-node=\"0\">Gi\u1edbi h\u1ea1n m\u1ea1ng l\u01b0\u1edbi:<\/b> Th\u00f4ng th\u01b0\u1eddng, b\u1ea1n ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e9p kh\u00e1m ch\u1eefa b\u1ec7nh trong m\u1ed9t m\u1ea1ng l\u01b0\u1edbi b\u00e1c s\u0129 v\u00e0 b\u1ec7nh vi\u1ec7n c\u1ee5 th\u1ec3. B\u1ea1n c\u0169ng c\u00f3 th\u1ec3 c\u1ea7n gi\u1ea5y chuy\u1ec3n vi\u1ec7n \u0111\u1ec3 g\u1eb7p b\u00e1c s\u0129 chuy\u00ean khoa.<\/p><\/li><li><p data-path-to-node=\"18,3,0\" class=\"translation-block\"><b data-path-to-node=\"18,3,0\" data-index-in-node=\"0\">B\u1ea3o v\u1ec7 t\u00e0i ch\u00ednh:<\/b> C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y c\u00f3 m\u1ee9c chi tr\u1ea3 t\u1ed1i \u0111a b\u1eaft bu\u1ed9c h\u00e0ng n\u0103m (kh\u00f4ng qu\u00e1 9.250 \u0111\u00f4 la M\u1ef9 v\u00e0o n\u0103m 2026). Sau khi \u0111\u1ea1t \u0111\u1ebfn gi\u1edbi h\u1ea1n n\u00e0y, g\u00f3i b\u1ea3o hi\u1ec3m s\u1ebd chi tr\u1ea3 100% chi ph\u00ed cho c\u00e1c d\u1ecbch v\u1ee5 \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m trong ph\u1ea7n c\u00f2n l\u1ea1i c\u1ee7a n\u0103m.<\/p><\/li><\/ul><p data-path-to-node=\"7\"><br \/><br \/><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1563\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1563\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> B\u1ea3o hi\u1ec3m b\u1ed5 sung Medicare (MediGap) l\u00e0 g\u00ec? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-play-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1563\" class=\"elementor-element elementor-element-c882b3c e-con-full e-flex e-con e-child\" data-id=\"c882b3c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9794607 elementor-widget elementor-widget-text-editor\" data-id=\"9794607\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h2 data-path-to-node=\"3\">C\u00e1c t\u00ednh n\u0103ng ch\u00ednh c\u1ee7a Medigap<\/h2><ul data-path-to-node=\"4\"><li><p id=\"p-rc_0c4f7da5346f57c9-32\" data-path-to-node=\"4,0,0\" class=\"translation-block\"><b data-path-to-node=\"4,0,0\" data-index-in-node=\"0\">C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n:<\/b> \u1ede h\u1ea7u h\u1ebft c\u00e1c ti\u1ec3u bang, c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m Medigap \u0111\u01b0\u1ee3c ti\u00eau chu\u1ea9n h\u00f3a b\u1eb1ng c\u00e1c ch\u1eef c\u00e1i (G\u00f3i A, B, C, D, G, K, L, M v\u00e0 N). <span class=\"citation-24 citation-end-24\">M\u1ed7i \u201cG\u00f3i G\u201d \u0111\u1ec1u cung c\u1ea5p c\u00e1c quy\u1ec1n l\u1ee3i gi\u1ed1ng h\u1ec7t nhau b\u1ea5t k\u1ec3 c\u00f4ng ty b\u1ea3o hi\u1ec3m n\u00e0o b\u00e1n n\u00f3\u2014s\u1ef1 kh\u00e1c bi\u1ec7t duy nh\u1ea5t l\u00e0 gi\u00e1 c\u1ea3.<\/span><\/p><\/li><li><p id=\"p-rc_0c4f7da5346f57c9-32\" data-path-to-node=\"4,0,0\" class=\"translation-block\"><span style=\"font-style: inherit\" data-path-to-node=\"4,1,0\" data-index-in-node=\"0\"><span class=\"citation-23\"><b>Quy\u1ec1n t\u1ef1 do l\u1ef1a ch\u1ecdn:<\/b><\/span><\/span><span class=\"citation-23 citation-end-23\" style=\"font-style: inherit;font-weight: inherit\"> B\u1ea1n c\u00f3 th\u1ec3 g\u1eb7p b\u1ea5t k\u1ef3 b\u00e1c s\u0129 ho\u1eb7c chuy\u00ean gia n\u00e0o trong c\u1ea3 n\u01b0\u1edbc ch\u1ea5p nh\u1eadn Medicare.<\/span> <span class=\"citation-22 citation-end-22\" style=\"font-style: inherit;font-weight: inherit\">B\u1ea1n kh\u00f4ng b\u1ecb gi\u1edbi h\u1ea1n trong m\u1ea1ng l\u01b0\u1edbi nh\u00e0 cung c\u1ea5p d\u1ecbch v\u1ee5.<\/span><\/p><\/li><li><p id=\"p-rc_0c4f7da5346f57c9-32\" data-path-to-node=\"4,0,0\" class=\"translation-block\"><b data-path-to-node=\"4,2,0\" data-index-in-node=\"0\"><span class=\"citation-21\">Kh\u00f4ng c\u1ea7n gi\u1ea5y gi\u1edbi thi\u1ec7u:<\/span><\/b><span class=\"citation-21 citation-end-21\"> Th\u00f4ng th\u01b0\u1eddng b\u1ea1n kh\u00f4ng c\u1ea7n gi\u1ea5y gi\u1edbi thi\u1ec7u \u0111\u1ec3 g\u1eb7p b\u00e1c s\u0129 chuy\u00ean khoa.<\/span><\/p><\/li><li><p id=\"p-rc_0c4f7da5346f57c9-34\" data-path-to-node=\"4,2,0\" class=\"translation-block\"><b data-path-to-node=\"4,3,0\" data-index-in-node=\"0\"><span class=\"citation-20\">\u0110\u1ea3m b\u1ea3o gia h\u1ea1n:<\/span><\/b><span class=\"citation-20 citation-end-20\"> Mi\u1ec5n l\u00e0 b\u1ea1n \u0111\u00f3ng ph\u00ed b\u1ea3o hi\u1ec3m, c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00f4ng th\u1ec3 h\u1ee7y h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a b\u1ea1n, ngay c\u1ea3 khi b\u1ea1n m\u1eafc ph\u1ea3i c\u00e1c v\u1ea5n \u0111\u1ec1 s\u1ee9c kh\u1ecfe m\u1edbi.<\/span><\/p><\/li><\/ul><hr data-path-to-node=\"5\" \/><h2 data-path-to-node=\"6\">Nh\u1eefng g\u00ec Medigap KH\u00d4NG chi tr\u1ea3<\/h2><p id=\"p-rc_0c4f7da5346f57c9-36\" data-path-to-node=\"7\" class=\"translation-block\"><span class=\"citation-19\">\u0110i\u1ec1u quan tr\u1ecdng c\u1ea7n l\u01b0u \u00fd l\u00e0 Medigap<\/span><b data-path-to-node=\"7\" data-index-in-node=\"40\"><span class=\"citation-19\">kh\u00f4ng ph\u1ea3i<\/span><\/b><span class=\"citation-19 citation-end-19\"> l\u00e0 m\u1ed9t \u201cg\u00f3i b\u1ea3o hi\u1ec3m to\u00e0n di\u1ec7n\u201d cho m\u1ecdi chi ph\u00ed y t\u1ebf.<\/span> Th\u00f4ng th\u01b0\u1eddng, n\u00f3 kh\u00f4ng chi tr\u1ea3 cho:<\/p><ul data-path-to-node=\"8\"><li><p id=\"p-rc_0c4f7da5346f57c9-37\" data-path-to-node=\"8,0,0\" class=\"translation-block\"><b data-path-to-node=\"8,0,0\" data-index-in-node=\"0\"><span class=\"citation-18\">Thu\u1ed1c theo toa:<\/span><\/b><span class=\"citation-18\"> B\u1ea1n ph\u1ea3i mua m\u1ed9t g\u00f3i <\/span><b data-path-to-node=\"8,0,0\" data-index-in-node=\"44\"><span class=\"citation-18\">Ph\u1ea7n D<\/span><\/b><span class=\"citation-18 citation-end-18\"> ri\u00eang cho thu\u1ed1c.<\/span><\/p><\/li><li><p data-path-to-node=\"8,1,0\" class=\"translation-block\"><b data-path-to-node=\"8,1,0\" data-index-in-node=\"0\">Ch\u0103m s\u00f3c d\u00e0i h\u1ea1n:<\/b> Ch\u1eb3ng h\u1ea1n nh\u01b0 ch\u0103m s\u00f3c phi y t\u1ebf t\u1ea1i vi\u1ec7n d\u01b0\u1ee1ng l\u00e3o.<\/p><\/li><li><p data-path-to-node=\"8,2,0\" class=\"translation-block\"><b data-path-to-node=\"8,2,0\" data-index-in-node=\"0\">Ch\u0103m s\u00f3c m\u1eaft ho\u1eb7c r\u0103ng mi\u1ec7ng:<\/b> C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m ti\u00eau chu\u1ea9n kh\u00f4ng bao g\u1ed3m kh\u00e1m m\u1eaft \u0111\u1ecbnh k\u1ef3, k\u00ednh m\u1eaft ho\u1eb7c r\u0103ng gi\u1ea3.<\/p><\/li><li><p id=\"p-rc_0c4f7da5346f57c9-38\" data-path-to-node=\"8,3,0\" class=\"translation-block\"><b data-path-to-node=\"8,3,0\" data-index-in-node=\"0\"><span class=\"citation-17\">M\u00e1y tr\u1ee3 th\u00ednh:<\/span><\/b><span class=\"citation-17 citation-end-17\"> Ho\u1eb7c kh\u00e1m th\u00ednh l\u1ef1c \u0111\u1ecbnh k\u1ef3.<\/span><\/p><\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1564\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1564\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m y t\u1ebf Medicare Advantage (Ph\u1ea7n C) l\u00e0 g\u00ec? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-minus\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 208H32c-17.67 0-32 14.33-32 32v32c0 17.67 14.33 32 32 32h384c17.67 0 32-14.33 32-32v-32c0-17.67-14.33-32-32-32z\"><\/path><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-play-circle\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 8C119 8 8 119 8 256s111 248 248 248 248-111 248-248S393 8 256 8zm115.7 272l-176 101c-15.8 8.8-35.7-2.5-35.7-21V152c0-18.4 19.8-29.8 35.7-21l176 107c16.4 9.2 16.4 32.9 0 42z\"><\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1564\" class=\"elementor-element elementor-element-f5f9e3e e-con-full e-flex e-con e-child\" data-id=\"f5f9e3e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b39ade8 elementor-widget elementor-widget-text-editor\" data-id=\"b39ade8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Medicare Advantage, hay c\u00f2n g\u1ecdi l\u00e0 ph\u1ea7n C, l\u00e0 m\u1ed9t l\u1ef1a ch\u1ecdn \"tr\u1ecdn g\u00f3i\" thay th\u1ebf cho Medicare truy\u1ec1n th\u1ed1ng. C\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m n\u00e0y \u0111\u01b0\u1ee3c cung c\u1ea5p b\u1edfi c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m t\u01b0 nh\u00e2n \u0111\u01b0\u1ee3c Medicare ph\u00ea duy\u1ec7t. N\u1ebfu b\u1ea1n tham gia g\u00f3i Medicare Advantage, b\u1ea1n v\u1eabn c\u00f3 Medicare, nh\u01b0ng b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c b\u1ea3o hi\u1ec3m Ph\u1ea7n A (N\u1eb1m vi\u1ec7n) v\u00e0 Ph\u1ea7n B (B\u1ea3o hi\u1ec3m Y t\u1ebf) t\u1eeb g\u00f3i Medicare Advantage, ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u1eeb Medicare truy\u1ec1n th\u1ed1ng.<\/p><p>H\u1ea7u h\u1ebft c\u00e1c g\u00f3i b\u1ea3o hi\u1ec3m \u0111\u1ec1u chi tr\u1ea3 cho nh\u1eefng d\u1ecbch v\u1ee5 m\u00e0 ch\u01b0\u01a1ng tr\u00ecnh Medicare ban \u0111\u1ea7u kh\u00f4ng chi tr\u1ea3, ch\u1eb3ng h\u1ea1n nh\u01b0:<\/p><ul><li>Grocery Allowance<\/li><li>Dental<\/li><li>Vision<\/li><li>Hearing<\/li><li>Acupuncture<\/li><li>Transportation<\/li><li>Worldwide Emergency Coverage<\/li><li>ETC&#8230;<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Medicare The Basics of Medicare What is Medicare? Medicare is the federal health insurance program in the United States. It [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-185","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/maianinsurance.com\/vi\/wp-json\/wp\/v2\/pages\/185","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/maianinsurance.com\/vi\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/maianinsurance.com\/vi\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/maianinsurance.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/maianinsurance.com\/vi\/wp-json\/wp\/v2\/comments?post=185"}],"version-history":[{"count":10,"href":"https:\/\/maianinsurance.com\/vi\/wp-json\/wp\/v2\/pages\/185\/revisions"}],"predecessor-version":[{"id":397,"href":"https:\/\/maianinsurance.com\/vi\/wp-json\/wp\/v2\/pages\/185\/revisions\/397"}],"wp:attachment":[{"href":"https:\/\/maianinsurance.com\/vi\/wp-json\/wp\/v2\/media?parent=185"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}